What Is Samsung Pay?

How Samung's mobile payment system works

Samsung Pay is Samsung's mobile payment app and digital wallet service. It lets users leave their cash and credit cards at home and still have access to a variety of payment methods and store rewards cards. It's similar to Apple Pay and Google Pay but designed to work with Samsung phones. Here's a look at how Samsung Pay works.

Samsung Pay works in-store, from within the Samsung Pay app, and online. Load your cards onto your devices and checkout with only a tap.

Person using Samsung Pay to make a purchase in a retail establishment.

Why Pay With Your Phone?

Simplicity and security are the two main reasons.

With a mobile payment app like Samsung Pay, you don't have to worry about losing your wallet. Because the system requires at least one security method such as a PIN or biometric scan, no one else can access your payment methods, even if you lose your device or leave it unattended.

As an added layer of security, if you enable Find My Mobile on your device and the device is lost or stolen, you can remotely wipe all the data from the Samsung Pay app.

Getting Started

Samsung Pay comes preloaded on available mobile devices, including most Galaxy, Galaxy Edge, and Galaxy Note devices. If there's a problem with Samsung Pay, you can always reinstall it from the Google Play store.

Before you use Samsung Pay, you must create a Samsung account. Open the app on your mobile device, and tap Get started. Enter a new PIN for Samsung Pay, and then enter it again to confirm. If you're using Samsung Pay for the first time, add payment cards to use with the service.

To add security to your Samsung Pay account, turn on biometric security, such as fingerprint or iris verification.

To add a credit or debit card to Samsung pay, open the app and tap Add in the upper-right corner. Tap Add credit or debit card, scan the card with your phone's camera, or manually enter the information. You can add a gift card or reward card the same way.

Samsung Pay Cash is another feature of the Samsung Pay system. You create a digital debit card within Samsung pay and add funds from a bank account or another credit or debit card in the app.

How to Make a Purchase With Samsung Pay

Once you're set up and have added payment methods, using Samsung Pay is easy. Hold the back of the phone up to the store's contactless reader and follow the prompts to complete your purchase. Depending on the security you set up, place your finger on the phone's fingerprint scanner, enter a PIN, or use iris-scanning technology.

Set up Favorite Cards so you can access a payment method easily, even from the Lock and Home screens.

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