How To Create an Apple ID Without a Credit Card

Protect your credit card by creating an iTunes account without a payment option

Creating an Apple ID Without a Credit Card (iPhone)
Using a credit card-free account on the iPhone. Source: Pixabay

Why Create an Apple ID That Doesn't Have Any Credit Card Details?

Having an Apple ID (iTunes account) set up with a payment option on your iPhone is obviously convenient when you want to quickly buy music and other audio content from the iTunes Store. But, there are scenarios when it's wise to create a separate Apple ID that doesn't have your credit card details.

One instance is when providing kids with their own account to download free content.

If it's audio content they are after, then even though Apple no longer runs its 'Free Single of The Week' promotion, you can still get free audio-oriented content. Things like Audiobooks, podcasts, iTunes U, and music apps can be free and therefore don't need a credit card.

But, what about Family Sharing?

This goes some way towards controlling how content is shared between your family members and what is purchased, but you may just want to keep things simple by creating an Apple ID instead that can only be used to get free content.

Regardless of your reason for wanting an account without a built-in payment option, you can easily create one straight from the iPhone. To see how this is done, follow the simple steps below.

First Choose a Free App

Normally when creating a new Apple ID you'll be asked to supply a payment method (like a credit card) to complete the sign up process. However, you can get around this problem by first selecting a free app on the iTunes Store.

To do this:

  1. Tap the App Store icon on the iPhone's main screen.
  2. Locate a free app that you would like to download. A quick way to do this is to tap the Top Charts icon near the bottom of the screen and then tap the Free menu tab (at the top of the screen).
  3. Tap on the Free button next to the app you want to download and then choose Install App when the option appears.

    Create a New Apple ID (iTunes Account)

    1. After selecting a free app to download you will see a pop-up menu appear. Tap the Create New Apple ID button.
    2. On the next screen, select the correct country or region to use that matches your location. This should already be correct, but if it isn't then simply tap on the Store option to change it. Tap Next when done.
    3. Read the terms and conditions / Apple privacy policy and then tap on the Agree button. Another dialog box will now appear asking you to confirm your decision. Tap Agree again to continue.
    4. On the Apple ID and Password screen, Tap on the Email text box and enter the email address you want to use and then tap Next. Type in a strong password for the account, tap Next and then enter it again in the Verify text box. Tap Done.
    5. Scroll down the screen and complete the Security Info section. There are three questions to complete. Tap on each question and answer text box in turn to complete the information.
    6. Use the Optional Rescue Email text box to provide an alternative email address just in case you need to reset the account.
    7. Tap on the Month, Day, and Year text boxes to enter your date of birth details. If you are setting the account up for a child, then ensure they are at least 13 years old in order to meet the minimum age requirement. Click Next to continue.
    1. On the Billing Information screen, tap on the None option as your payment type. Scroll down and fill in the remaining text boxes for your billing address and telephone number. Tap Next.

    Completing the Sign-up Process

    1. The last part of the sign-up process involves verifying your account. A message should now be displayed on-screen notifying you that an email has been sent to the address you provided. To continue, tap the Done button.
    2. Check the email account to see if there's a message from the iTunes Store. If so, look in the message for a Verify Now link and click on it.
    3. Shortly after doing this, a screen will appear asking you to sign in. Type in your Apple ID and password and then tap the Verify Address button to complete the registration process.

    You should now be able to download free music, apps, and other media from the iTunes Store using an account that doesn't hold any payment information. You can of course add this information at a later date if necessary.

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