The 6 Best Walmart Prepaid Cell Phone Plans to Buy in 2018

Don't get tied up with long-term contracts

We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process.

Sure, cell phones are part of our everyday lives, but you know what doesn't have to be? The long-term contracts that tie us to these cell phone providers. These often one-sided, one-size-fits-all contracts aren't customizable and lock you into set (and inflated) rates and overage charges when it comes to data. So if you want reliable service with a no-strings-attached contract, check out Walmart. The retail powerhouse offers a suite of convenient and predictable prepaid cell phone plans, and many of the nation’s top cell phone providers (Verizon, AT&T, T-Mobile, Cricket Wireless) are represented. That means you can still depend on well-developed networks and technical support while creating a plan that works for you. So if you're ready to say goodbye to the red-taped, fine-print contracts, take a look at the best Walmart prepaid cell phone plans to buy now.

Best Overall: Straight Talk $45 Unlimited 30 Day Plan

Straight Talk’s $45 Unlimited 30-Day Plan bests the competition with unlimited talk, text and data. Straight Talk provides nationwide coverage on the country’s largest and most dependable 4G LTE networks so that even when you have to leave the comfort of your wireless networks, you’ll have the coverage you can count on. Plus, it’s easy to get started; simply place your order on Walmart.com and you’ll receive an e-mail with access to your PIN within 60 minutes. Note, however, that while you get unlimited data with this plan and your first 10GB of data will be available at up to 4G LTE speeds, all data usage after that will be at only 2G speeds – an unfortunate caveat, but unfortunately not really uncommon when it comes to data plans generally.  Of course, you’ll need a 4G LTE-capable devices and a 4G LTE SIM in order to achieve 4G LTE speeds also. 

Best Budget: TracFone $19.99 Basic Phone 60 Minutes Plan

When your budget is tight but you need reliable access to the basics, for less than $20 you can access 60 minutes of talk, text, and data over this 90-day plan from TracFone. This plan is also a great choice for someone who doesn’t use their phone much but needs to have one available for emergencies, such as an older relative living alone.

What is TracFone? TracFone Wireless, Inc. is a prepaid mobile virtual network operator in the United States, Puerto Rico, and the U.S. Virgin Islands. With over 25 million subscribers, TracFone is a widely-used service that has agreements with some of the biggest wireless providers in the U.S. to service using their networks, including Verizon Wireless, AT&T Mobility, T-Mobile U.S., Sprint Corporation and U.S. Cellular.

This service plan available at Walmart.com can be used to refill a current TracFone service or be used to activate new TracFone service, and like the other plans on our list, there’s no contract to worry about – just 60 minutes of talk, text, and data over 90 days for less than $20. It might not have a lot of frills, but that’s predictability you can’t beat. 

Best from Verizon: Verizon Wireless $50 Prepaid Refill Card

If you think going contract-free means working with no-name providers that you’ve never heard of, think again. At Walmart.com, you can choose to obtain no-contract service with many of America’s top wireless providers, including Verizon. This Verizon plan can be renewed monthly for $50 and includes unlimited U.S. talk and text, as well as 5GB of high-speed data plus 2G of bonus data (once the high-speed data allowance is used the remainder of the data will only stream at 128 kbps, so keep that in mind based on your needs).

Plus, if you’re thrifty with your data use one month and decide to keep the plan the next month, Verizon will allow you to carry over unused data with an on-time payment. Need to text internationally? This plan has you covered and allows international texting to over 200 countries. In fact, plans like these are a great choice for those traveling to the U.S. from other countries since they often permit you to use a device you already own and prevent you from racking up a ton of overages from international roaming or unexpected fees. 

Best from AT&T: AT&T PREPAID Direct Load $45

Former GoPhone users, welcome to AT&T Prepaid Direct. AT&T's prepaid plans give you an opportunity to go contract-free, and they compare very nicely to what you'll find at dedicated prepaid carriers. When it comes to convenience, customers love these direct load cards in concrete amounts that can be used for any AT&T services available through their AT&T Prepaid Direct service.

When you need a refill, simply purchase one of these cards through the Walmart.com website for an instant-gratification response and get back to your text, talk, and data without even having to go to a store.

Have a big family? AT&T's prepaid plans might be a good choice for you if you need multiple lines since they offer significant multi-line discounts that get better as you add more people. After the first line, you can get $5 off the second prepaid line, $10 off the third and $15 off the fourth. Plus, AT&T allows you to customize the type of data plan each line uses so you aren’t overpaying for data for one family member while another family member is going over their allowance every month.

Best for Big Data Users: T-Mobile Monthly4G $50 Unlimited Talk, Text & Web

Data use is often where cell phone users, whether on a contract or prepaid, struggle to make the plan work for them. When it comes to the major providers, T-Mobile has some of the most flexible prepaid plans available for data usage. Choose from unlimited monthly plans, family plans, pay-as-you-go plans, and tablet and hotspot plans. These convenient prepaid cards from Walmart.com allow you to fund your monthly unlimited or pay-as-you-go plans without dealing with annoying contracts or even having to go to a store.

If you love social media, games, streaming music, and video, this T-Mobile plan might be one of the best available for you since you can get unlimited data access, though speeds will vary depending on how much you pay for the data component each month. For example, for the unlimited plan, this $50 refill would get you unlimited talk and text nationwide, plus up to 10GB of data at 4G LTE speeds. 

Best for Music Lovers: Boost Mobile $35 Re-Boost Card

There’s nothing like music to get you through a long road trip or a day at work that is dragging. If you love Pandora, Spotify, and YouTube, you need to check out Boost Mobile’s prepaid plans. Boost plans feature a variety of benefits, including some that feature unlimited data, talk, and text, plus included taxes and fees so you aren’t surprised by an unexpected charge on your bill. Best of all, however, unlimited music streaming without data charges are included on all plans so you can listen to your heart’s content without worrying about using up your precious data.

Available for use with any Boost Mobile phone, these convenient Boost cards can be purchased directly on Walmart.com. Unlimited customers need to remember to pay on their due date to avoid any plan interruptions and must pay within 60 days in order to keep their Boost account active. However, here’s where going-contract free can really help you during a tough time – if you can’t manage the monthly payment amount at that time, Boost allows you to switch to a Daily plan at no charge so you can still access your phone when you really need to even during tough times.