Software & Apps > Apps The 7 Best Budget and Money Management Apps of 2023 Quick, do you know where your money goes? With these apps and a couple of taps, you'll know for sure right away By Karen Marcus Karen Marcus Twitter Writer University of Colorado at Denver Colorado State University Karen Marcus is a former Lifewire writer who has also written for companies like HP, Intel, IBM, Samsung, and others. lifewire's editorial guidelines Updated on February 1, 2023 Tweet Share Email Tweet Share Email Apps Best Apps Payment Services If it feels like your money is flying out the door, these apps will help you find just where it's going. Once you get the right app set up, you'll be able to pinpoint the problem and proceed to patch the leak. 01 of 07 Best Budget App: You Need a Budget What We Like A robust set of financial rules is the foundation of how this app works. A robust set of financial rules is the foundation of how this app works. What We Don't Like The app isn’t a one-stop-shop for finances; its only function is budgeting. This award-winning app can help you take control of your financial life by creating the one tool anyone with money needs: a budget. After you create your budget, the app uses an easy interface to help you to stay focused on your spending and saving goals. That means no more surprises at the end of each month. Of course, it’s easy to change your budget any time your income or needs shift. You can try the app (which syncs across all your devices) for free, then pay a subscription fee if you decide to keep it. Budgeting isn’t a once-and-done activity. Don’t be afraid to adjust upward or downward if you see you’re consistently spending more or less than you expected in a particular category. Download for: Android iOS 02 of 07 Best Money Management App: Mint What We Like Free access to your credit score. What We Don't Like May not be appropriate for those with complex finances. This free and widely respected app from the makers of TurboTax® can help you with several financial tasks: make budgets, track spending, pay bills, and keep an eye on investments. It allows you to connect all your accounts, including banks and credit card providers. Convenient features include bill payment reminders and customized budget tips based on your spending habits. The clean and colorful interface makes it easy to see where you stand at any given time. Use this app across multiple devices, including your Mac, PC, tablet, or phone. Download for: Android iOS 03 of 07 Best Finance App for Couples: Goodbudget What We Like Simple screens help you easily understand what you’ve spent compared to your budget. What We Don't Like There’s no way to connect directly with your financial accounts, so you must manually enter information. Based on the timeless “envelope” budgeting system, in which you set aside a sum from your paycheck for each spending category, Goodbudget helps you create a budget, share it with your partner, and stick to it. Use it to ensure there’s enough cash on hand for day-to-day spending, saving, and giving. The sharing feature helps you avoid those “uh-oh” moments when one partner spends on something not in the budget, creating problems when that next unexpected expense comes along. Use the app for free, or sign up for the Plus version to get unlimited accounts and envelopes, and upgraded support. Download for: Android iOS 04 of 07 Best Finance Tracker: Quicken What We Like Quicken is a well-known and well-respected provider of personal finance software. What We Don't Like It’s more expensive than other apps. This robust personal finance software allows you to view all your financial accounts (including banking, credit cards, investments, and retirement) in one place. It also includes features that help you manage your spending, view and manage your bills, and track your investments. The program is designed for desktop/laptop use, but there is a companion app you can download to help manage your finances on the go. Quicken is more expensive than the competition, but it does cover many types of accounts. Tip: The Premier version is especially useful for managing investments. Download for: Android iOS If you are a mobile-only person, Quicken has a separate called Simplfi. Apps for Android and iOS are available. 05 of 07 Best Easy Investment App: Acorns What We Like All transactions are automatic based on how you set up your account. What We Don't Like Investing only spare change may not be adequate to meet your financial goals. The monthly fee may seem insignificant, but unless you're investing hundreds of dollars a month it can be significantly higher than other robo-advisor investment platforms. You know it’s smart to invest some of your money, right? But it’s easier said than done. Rather than trying to find the right investment options and doing lots of transactions, let Acorns help you out. It uses the spare change you accumulate throughout the day and invests it in a diversified investment portfolio (a combination of stocks and bonds that you own). Or, save specifically for retirement by using an IRA recommended just for you. There is a fee associated with service. When investing with Acorns you can be as conservative (low risk / low reward) or aggressive (high risk / high reward) as you like. Download for: Android iOS 06 of 07 Best Work Expense Tracker: Expensify What We Like It's easy to use. What We Don't Like Some users have reported glitches and bugs. Business travel can be a hassle, and tracking expenses (such as hotels, food, and gas) is one of the worst parts. But you can make it easier with the Expensify app. Just snap a photo of each receipt, and create an expense report to turn in to your employer. Or set up an account to receive immediate reimbursement. Additional features include automatically importing expenses purchased with a personal or corporate card that you indicate, automatic expense categorization, and custom reports. The app is free for a limited number of scans per month, and then a fee applies after that. Download for: Android iOS 07 of 07 Best Bill Paying App: Prism What We Like The company is serious about data protection. What We Don't Like You still need to log into the biller’s site to get an actual statement or bill. If your biggest financial frustration is late fees, try the free Prism mobile app to help you pay your bills on time! To get started, import your billers. The app syncs your account balances and presents them in an easy-to-understand format so you know exactly when each bill is due. Then you can pay your bills directly from the app; use the scheduler to plan payments for the same day or later, using the payment method that works best for you. It’s always easy to tell how much money you have coming in and going out at any given time. Convenient reminders tell you things like when to double-check a bill that seems too high. Download for: Android iOS Was this page helpful? Thanks for letting us know! Get the Latest Tech News Delivered Every Day Subscribe Tell us why! Other Not enough details Hard to understand Submit