How to Add Money to PayPal

Link your bank account and easily transfer funds

What to Know

  • Select Link a card or bank > Link a bank account > select and link your bank > Transfer Money > Add money to your balance.
  • Alternatively, you can link a bank account or card to your PayPal account and draw funds directly from the source.
  • No bank account? You can still give your Paypal account money to work with by using popular retailers and an iOS or Android phone.

This article explains how to transfer money from your bank account to your PayPal balance. You can then use that balance to make online purchases.

If you prefer, you can link your bank account or a credit or debit card to your PayPal account, and PayPal can draw directly from those sources without you having to add funds to your PayPal balance.

Add Funds to Your PayPal Balance

While you can navigate this on the PayPal mobile app, it's an easier process to go to PayPal's website on a PC or Mac.

  1. Go to PayPal in a browser and select Sign In in the upper right corner of the screen. You are taken to your PayPal summary page, displaying your current PayPal balance, recent transactions, linked bank accounts, and more.

  2. Select Link a card or bank on the lower right side of the summary screen if you don't already have a bank account linked.

    Paypal with Link a card or bank highlighted
  3. Select Link a bank account in the screen that opens.

    PayPal Link a payment method screen

    You can link a credit or debit card to use as a payment option, but you can't transfer funds from a card to PayPal.

  4. PayPal will show you the logos of popular banks. Select the one for your bank. If it's not on the list, select I have a different bank.

    PayPal list of available banks
  5. PayPal displays a form to sign in to your bank using the same login information you use to sign in to your online banking dashboard. Enter your bank credentials and select Link Bank Instantly.

    Bank login screen at PayPal with Link Bank Instantly highlighted

    If your bank wasn't on the list or you don't have online banking set up, select Enter account number manually instead to set up your bank manually. This process takes a few days to process.

  6. Return to your PayPal summary page and select Transfer Money.

    PayPal Summary screen with Transfer Money highlighted
  7. Select Add money to your balance.

    PayPal with Add money to your balance highlighted
  8. Select the bank account you want to transfer from. Enter an amount to transfer and select Add.

    The PayPal Add Money screen

A transfer to your PayPal balance from your bank account is initiated. It takes about two days to complete.

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